When you are swimming in debt, there is a chance that you will need to find relief because you can't make the minimum payments on multiple accounts. There are a few options that might be viable in these cases. One of the first things that you need to do is contact the...

Being in debt can cause stress in every area of your life. If you are behind on payments, you might feel guilty about taking any money to do enjoyable things in life. This can make you miserable. Your goal now might be to get caught up on the payments so you don't...

Christmas debt is something that many Americans will accumulate at the end of the year. While there isn't really anything wrong with this, there is sometimes a problem in January when the credit card bills start coming in. This might bring up the question of how to...

Some people try to do anything they can to avoid having to file for bankruptcy. While this is a good thing for many, it is imperative that you make sure that you have a viable option that isn't going to lead to you being scammed. There are some unscrupulous companies...

When you have a high debt load, you have to think carefully about how you are going to pay that down. There are many options that you have, but you must consider how various options will impact you now and into the future. Finding the best order to pay off bills is...

Finding a way to pay off your debts can be a challenge. When you are ready to get everything taken care of, you might need to explore options that enable you to make more than just the minimum monthly payments. There are some debt relief companies that will offer to...

We recently discussed some of the tips you might use when you are battling high credit card bills. One thing that many people don't realize is that there are times when offers that you receive might be too good to be true. Trying to use one of these means that you are...

Have you ever sat down with your credit card bills and added up what you have due for minimum payments each month? This is often a troubling realization, especially if you have multiple cards. There are ways that you might be able to handle this situation if you find...

According to a new survey by NBC News and GenForward, about 75 percent of American millennials (those between 18 and 34 years old) have some sort of debt. Further, many are postponing major life events like buying a home, getting married and having children because of...

Debt collection is not illegal, but some of the methods used by debt collectors are. According the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), in 2017, consumer complaints about debt collectors were in the thousands; CFPB took...